Top Mobile Wallets in Nepal

📱 Top Mobile Wallets in Nepal (2025)

Mobile wallets in Nepal have made online payments, mobile top-ups, and utility bills easier than ever. Here’s a list of the most used wallets with their pros and cons.

1. eSewa

  • Launch Year: 2009
  • Users: 5M+
  • Features: Top-up, Bill payment, Flight, School fee, QR Pay

Pros: Widely accepted, stable app, good customer support

Cons: Sometimes slow refund processing

2. Khalti

  • Launch Year: 2017
  • Users: 3M+
  • Features: Movie ticket, Utility bills, Bank link, Scan & Pay

Pros: Clean UI, fast cashback, student-friendly

Cons: Fewer merchants than eSewa

3. IME Pay

  • Launch Year: 2017
  • Users: 4M+
  • Features: Remittance, Top-up, QR pay, Scan & withdraw

Pros: Strong agent network, good for remittance

Cons: App interface can be slow on old phones

4. PrabhuPay

  • Launch Year: 2018
  • Users: 1M+
  • Features: Bank transfer, Ticketing, Mobile top-up

Pros: Strong with Prabhu Bank users, utility focused

Cons: UI not very modern

5. CellPay

  • Launch Year: 2020
  • Licensed By: Nepal Rastra Bank
  • Features: Direct bank payment without wallet load

Pros: Instant bank transfers, no wallet top-up needed

Cons: Fewer services than eSewa or Khalti

6. Moru Digital Wallet

  • Launch Year: 2020
  • Focus: Digital lifestyle, Scan & Pay, Water/Electricity bills

Pros: Easy registration, useful for daily bills

Cons: Limited partner network

7. NamastePay

  • Owned By: Nepal Telecom & Rastriya Banijya Bank
  • Features: Telecom recharge, NEPALPAY QR

Pros: Strong with NTC users, reliable

Cons: Not as smooth as private apps

🌟 Final Suggestion

For general use, eSewa and Khalti are the most trusted wallets in Nepal. IME Pay is best for remittance and QR pay. If you want direct-from-bank payment, CellPay is a great option.

🔍 Content is For:

  • Best mobile wallet in Nepal
  • Top digital payment apps in Nepal
  • eSewa vs Khalti comparison
  • Which wallet is best for students in Nepal
  • Mobile wallet for electricity bill Nepal

Published by Barala Tech BlogVisit Blog • Updated 2025

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